ANASTHASYA, Chealsea; ASMARA, Rina Yuliastuty. The Effect of Competence, Digital Technology, and Locus of Control On Fraud Prevention. International Journal of Multidisciplinary Sciences and Arts, [S. l.], v. 4, n. 3, p. 212–218, 2025. DOI: 10.47709/ijmdsa.v4i3.6952. Disponível em: https://jurnal.itscience.org/index.php/ijmdsa/article/view/6952. Acesso em: 23 aug. 2026.